how to open bank account

for 3 months, on top of the ANZ Online Saver standard variable rate (currently ). If you are under the age of 18, be careful to make sure that your parents don't have access to your bank account - some banks require this, and it means that you could lose all of your savings. Is the account I'm applying for insured by a Deposit Guarantee Scheme (DGS)? Use mobile check deposit services. Visit the Bank Branch or Website. This article has been viewed 1,109,071 times. "Applying for Bank Accounts FAQs: What's a Signature Form? As a minor, I was a beginner and didn't even know the abc's of bank accounts. Online. Accessed April 11, 2020. Please help us continue to provide you with our trusted how-to guides and videos for free by whitelisting wikiHow on your ad blocker. Often, you can do this in a branch or online, and sometimes you can also do this over the phone. with you. You will also have to provide proof of your identity including your full name, date of birth and address. Proof that you are who you say you are: Have a government-issued ID with your photo on it with you (a driver's license or a passport are best). Accessed April 11, 2020. In the US, you'll usually need your Social Security number. How will a savings account help me in the long run? Social media. As a result, they may require you visit a branch with a government-issued ID to open your account., Under 18: People under the age of 18 cannot open bank accounts on their own. Make sure you're eligible to open an account. Justin Pritchard, CFP, is a fee-only advisor in Colorado. Could I still open a bank account to keep my money in, or do I have to have a job? Is there a limit to the amount of transactions (deposits/withdrawals, check writing, ATM uses) I have per month? The animated pictures were helpful and just superb. Accessed April 11, 2020. ", "Pictures are really useful, I got all information for my project. Bank of America. Accessed April 11, 2020. "ESIGN Consent to Use Electronic Records and Signatures (ESIGN Consent)." "Applying for a Checking Account Online." ", "It's a nice website to search through and it gives good information, too. There are several rules regarding opening a Savings Account at a bank. Is there a minimum balance that I must keep within this account? By signing up you are agreeing to receive emails according to our privacy policy. What is the fee for using an ATM that doesn't belong to this bank? It's always best to use your own bank's ATMs when possible. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/8\/88\/Open-a-Bank-Account-Step-1-Version-2.jpg\/v4-460px-Open-a-Bank-Account-Step-1-Version-2.jpg","bigUrl":"\/images\/thumb\/8\/88\/Open-a-Bank-Account-Step-1-Version-2.jpg\/aid2165375-v4-700px-Open-a-Bank-Account-Step-1-Version-2.jpg","smallWidth":460,"smallHeight":368,"bigWidth":700,"bigHeight":560,"licensing":"